Case study · Government-linked · Financing

Powering MARAeps, MARA’s official electronic payment portal

Since 2017 the Orijin gateway has powered payments for MARAeps, the official MARA electronic payment system, delivered with Rural Capital — for education loans, business financing and premises rental.

MARAeps “Gerbang Bayaran Utama Majlis Amanah Rakyat” login screen

1Challenge

MARA borrowers and tenants needed a simple, official way to pay education loans, business financing and premises rental online, with payments identified correctly against each account.

2Solution

MARAeps — “Gerbang Bayaran Utama Majlis Amanah Rakyat” — gives users a portal and mobile app to register, log in and pay in a few steps, with FPX and card payments processed through the Orijin gateway.

3Implementation

2017
Payment gateway relationship with Rural Capital begins.
2021
The “Kempen Bayar dan Menang” repayment campaign (1 March – 31 May 2021) runs through MARAeps.
Programmes
The portal also carries MARA’s “Peace of Mind” programme applications (e-Moratorium, e-Conversion, e-Rundingcara).
2022
Value-added services such as a motor takaful cashback offer promoted to portal users.

4Technology

Orijin Gerbang payment gateway
FPX
Visa & Mastercard
Web portal & mobile app
Careline support

5Deployment

Used by MARA borrowers and tenants nationwide for loan repayments and rental payments.

6Result

9 yrsin production since 2017

Loan and rental payments online, in a few steps
Official portal and mobile app for MARA payers
Platform for repayment programmes and campaigns

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Next step

Tell us what you need to run without cash.

Whether you are rolling out a cashless school, adding card payments at a counter or automating reconciliation, we will show you how it works with your systems.

Agencies & enterprises Payment gateway, collections and SELARI® treasury automation. Talk to our team Schools & programme operators Plan a cashless school deployment — cards, app, canteen and attendance terminals. Discuss a school deployment Canteens, shops & SMEs Apply for an Orijin EDC terminal and start accepting card and QR payments. Become a merchant