1Challenge
Bank Simpanan Nasional is the bank tasked by the Ministry of Education Malaysia (KPM) with digitalising payment infrastructure in schools and encouraging cashless payments nationwide. Doing that at scale needs more than a bank card: every canteen and bookshop needs a terminal, every student needs a credential that works for young children, and parents need control over spending.
2Solution
BSN Orijin School combines four parts: an NFC student card for students, guardians and teachers; the BSN Orijin School app with a Boost e-wallet, daily limits, transactions, attendance and fees; Orijin EDC terminals for canteens and bookshops; and Orijin Soundbox terminals that record daily attendance and outings. The OrijinGuru app for teachers followed in June 2026.
3Implementation
- Nov 2024
CPro Solutions appointed as BSN’s implementer for the cashless school programme.
- Apr 2025
Deployment of the MOE-approved BSN cashless school programme on Orijin School begins.
- Jan 2026
KPM grants BSN a blanket approval to run Program Sekolah Tanpa Tunai 2026 in schools under KPM, from 26 January to 4 December 2026, subject to state education department (JPN) and school-head permission.
- Jun 2026
OrijinGuru, the teacher app, becomes available (8 June 2026).
- Sep 2026
Orijin EDC terminals installed and in use at more than 200 secondary and 60 primary schools.
4Technology
- Orijin School Card (NFC)
- BSN Orijin School app (iOS & Android)
- Boost e-wallet
- Orijin EDC terminals
- Orijin Soundbox
- Terminal management system (TMS)
- OrijinGuru
5Deployment
Schools across Peninsular Malaysia, Sabah and Sarawak. Students buy at the canteen and bookshop with their card on an EDC terminal; attendance and outings are tapped on a Soundbox at school; parents receive attendance and purchase notifications in the app.
6Result
- Cashless purchases at school canteens and bookshops
- Attendance and outings recorded with a card tap
- Parents notified of attendance and purchases
- A programme approved at ministry level for 2026
